ATMs in Holbox 2026 | Locations, Tips and Where to Withdraw Cash

The Best ATM in Holbox

There is no single “best ATM” for all travelers, but in general, it is recommended to use ATMs from well-known banks (such as BBVA, CIBanco, or Scotiabank) instead of generic or independent ATMs, because they typically offer:

• Greater security and reliable banking support.
• Better exchange rates than some private ATMs.
• Lower likelihood of errors or failed transactions.

Before traveling, check with your bank which ATM networks are associated with your card and what fees apply in Mexico.

Where Are the ATMs in Holbox?

Most ATMs in Holbox are concentrated near the town center and in areas with more shops and accommodations. While the island is small, identifying their locations is important — especially during high season when some ATMs may run out of cash.

1. CIBanco ATM

Usually located near the central area, this ATM is a common choice for international travelers since CIBanco supports transactions in foreign currencies and Mexican pesos. It's a good option to withdraw Mexican pesos.

2. BBVA ATM Holbox

The BBVA ATM is widely used by both local and international tourists. As one of Mexico’s largest banks, it usually operates well, though it can have lines or run out of cash during peak hours.

3. Scotiabank ATM

The Scotiabank ATM is another trustworthy banking option for cash withdrawals. It’s worth checking if other ATMs are crowded, especially during weekends or holidays.

4. La Combi ATM

“La Combi” is an independent ATM typically located in central or high-traffic tourist areas. It may charge higher fees than bank ATMs, but it’s useful as an emergency option.

5. Gomart Holbox ATM

Some convenience stores like Gomart also have ATMs. These are convenient because they are located near restaurants, bars, and accommodations, although fees and exchange rates may vary.

Holbox ATM Map

Before traveling, it’s a good idea to save a map of the ATMs in Holbox on your phone. You can create a custom Google Map or simply search “ATMs Holbox” and mark:

• CIBanco ATM
• BBVA ATM
• Scotiabank ATM
• La Combi ATM
• ATMs located inside convenience stores like Gomart

This will help you locate the closest ATM to your hotel, especially if you go out early or return late from tours and activities.

Former ATM in Holbox That No Longer Exists (Updated 2026)

ATM Near the Holbox Town Hall (CLOSED)

In the past, there was an ATM near the Holbox Town Hall, but it is now reported as closed or out of service. Do not rely on this ATM since you may waste time walking there and finding no service available.

Always verify updated information and, when in doubt, ask your hotel or locals which ATM is currently working.

Tips for Using ATMs on Holbox Island

Since Holbox is a highly touristic island with limited infrastructure, it is recommended to follow these tips when using ATMs:

Decline Currency Conversion

Many ATMs offer dynamic currency conversion, showing the amount in your home currency (USD, EUR, etc.) and offering to fix the exchange rate. This option is usually unfavorable.

The best approach is to:

• Decline the ATM’s conversion and let your bank apply its own exchange rate.
• Read the screen carefully before accepting the transaction.

Always Withdraw Mexican Pesos

While some places accept USD, it’s best to use Mexican pesos because:

• You avoid poor exchange rates at restaurants or shops.
• You can pay easily at small businesses, taxis, and local vendors.
• You can better control your daily spending.

What to Do If the ATM Has No Cash

During high season, it’s common for some ATMs to run out of cash. If this happens:

• Try another nearby ATM (BBVA, CIBanco, Scotiabank, or an independent ATM).
• Ask your hotel which ATM was recently refilled.
• Pay with card at restaurants or hotels that accept it to save the cash you have.
• As a last resort, you may ask for cashback at certain stores (not always available).

Currency Exchange on Holbox Island

Holbox does not have many currency exchange offices like Cancun or Playa del Carmen, so:

• It’s recommended to arrive with some Mexican pesos already exchanged.
• Avoid exchanging large amounts in informal places.
• If you need to exchange money, ask your hotel for safe options on the island.

For most travelers, the best strategy is to bring some cash and use ATMs only to supplement your needs.

Frequently Asked Questions About ATMs and Money in Holbox

Does Holbox have ATMs?

Yes, Holbox has several ATMs, mainly from CIBanco, BBVA, Scotiabank, and some independent ATMs in commercial areas and stores.

Does Holbox mostly use cash?

Many small businesses, local tours, and food stands primarily use cash. Larger restaurants, hotels, and beach clubs usually accept cards, but it’s still best to carry cash in case systems are down.

Do you need cash for Isla Holbox?

Yes, it’s highly recommended to carry enough cash for daily expenses such as local food, tips, snacks, small shops, and transportation. ATMs help, but you shouldn’t depend 100% on them.

Do restaurants in Holbox accept credit cards?

Some restaurants, bars, and hotels accept credit and debit cards, especially larger or tourist-oriented ones. However, others accept only cash or may have unreliable terminals due to poor connection. Always ask before ordering if card payment is available.

Should I bring cash or use my debit/credit card?

Ideally, use a combination of both:

• Carry enough Mexican pesos for at least a few days.
• Use credit or debit cards at places that accept them.
• Consider your bank’s international ATM withdrawal fees.

This gives you flexibility and prevents running out of cash at inconvenient times.